The Paycheck Protection Program (PPP), although credited with helping the economy stay afloat and keeping workers employed, has not been a model of clarity. A constant drip of new rules and guidance, leaves many questions unanswered as new flexibility offers borrowers options that will impact how much of the loan can be forgiven. For those that did not initially take advantage of the PPP loan program, eligibility to apply for the remaining $125 billion plus in available PPP financing was extended to August 8, and Congress is also debating a second bite at the PPP apple for borrowers that are still struggling. But other options are also available for those that remain in need of assistance (including for PPP borrowers). The recently reopened SBA Economic Injury Disaster Loan and the Main Street Lending Program (MSLP) are two examples. After a slow rollout due in part to limited banking facility participation, the MSLP just began accepting applications from eligible companies with up to 15,000 employees or 2019 revenues of up to $5 million. Although not forgivable, MSLP loans have a 5-year maturity at competitive interest rates (LIBOR plus 300 basis points). The principal payments are deferred for two years, interest payments are deferred for one year, and there is no prepayment penalty.